One move, one plan
Decluttering, styling, trades and removalists on one timeline.
Downsizers
Downsizing without the overwhelm.
We plan the whole move, not just the sale.
What makes it hard
You are not the only one
- Decades of belongings and a house that needs work.
- Fear of being caught between two homes.
- Stamp duty on the next home.
- Family opinions and aged-care timing.
How we help
Options first, then a plan
Buy and sell in the right order
Settlements timed so you move once, and a broker if you need bridging finance.
The right questions on super and duty
We flag the downsizer super and off-the-plan duty rules for your adviser to confirm.
Before we talk
Useful to have handy
- Where you want to live next and what you need in it
- Rough timing that suits the family
- Any rooms or items that need special handling
- Your financial adviser or accountant, if you have one
Questions
What owners ask us
Should I buy first or sell first?
Selling first locks in your budget; buying first locks in your next home. A long settlement or bridging loan can close the gap.
Do I need to renovate before selling?
Rarely. Repairs, paint, gardens and styling matter more than renovations.
Is there stamp duty relief for downsizers in Victoria?
No general exemption. Some off-the-plan apartments and townhouses get a concession for contracts signed before 21 April 2027. Confirm with the State Revenue Office.
General information, not financial or tax advice. Information checked October 2026.
A free written plan for your situation. No obligation.
Get Your Free PlanOther situations
Rates squeezing youRepayments up again and wondering whether to hold or sell.Selling an investmentLand tax, new rental rules and tax changes have you rethinking the rental.SeparatingTwo owners, one home and a sale that has to be fair to both.Selling an estateYou are an executor with a family home to look after and sell.Development potentialYour block might be worth more to a builder than to a family.