Straight answers · Checked 20 October 2026
Is there stamp duty relief for downsizers in Victoria?
Short answer
There is no general downsizer stamp duty exemption in Victoria. The main levers are the off-the-plan duty concession for eligible apartments and townhouses on contracts signed before 21 April 2027, the pensioner and concession cardholder reduction (which has price caps), and the federal downsizer super contribution of up to $300,000 per person.
Off-the-plan concession
The temporary concession applies to eligible off-the-plan strata purchases signed before 21 April 2027. Check the State Revenue Office rules before you commit.
Downsizer super contribution
If you are 55 or older and sell a home you have owned for at least 10 years, you may be able to put up to $300,000 each into super from the proceeds. Confirm with your adviser.