← All calculators

Budget Planner

Build an Australian household budget. Enter weekly, fortnightly, monthly or annual amounts to see what’s left after bills and planned savings.

Start with the example amounts or enter your own. All money is in AUD.

Income
Expenses and savings

Example estimate

Left over each month

$2,000.00/mo

Take-home income
$9,000.00/mo
Total expenses before savings
$6,400.00/mo
Planned savings
$600.00/mo
Weekly balance after expenses and savings
$462

This estimate uses the figures shown. For financial product decisions, consider advice from a licensed financial services provider.

How this estimate works

Weekly amounts use 52 weeks per year and fortnightly amounts use 26 fortnights. Include irregular bills, such as annual insurance, using the frequency selector. The result averages income and expenses and can differ from the money in your account in a particular month.

Example amounts illustrate the calculation. Replace them with your own figures or quotes.

How do I calculate my monthly budget surplus?

Convert all take-home income and expenses to monthly amounts. Subtract bills, debt payments and planned savings from take-home pay. The amount left is your monthly surplus or shortfall.

Hi! 👋 How can we help you today?
1